When we take care of people,
the deals take care of themselves.

Avid Acceptance began with the aim to fulfill a clear need in the lending industry. Banking had generally become an impersonal experience, and few lenders were actually taking the time to put people first. Our founders wanted to set a higher standard by offering friendly service, easy accessibility, and prompt turnaround times. They wanted a account expert to personally review every applicant's story instead of depending solely on computer-generated scores. Our founders knew that by putting people first, profits would come too. And it’s been a great formula for success: our company has grown considerably, and so has the number of people we've been able to affect in a positive way.

  • Scott Scharman
    Chairman
    Scott Scharman founded Avid Acceptance and oversees all functions of the company. Scott has significant experience in finance and equipment leasing, serving as Chief Executive Officer of AvTech Capital, LLC, and previously as Vice-President of Highline Capital Corporation and various positions at UniCapital Corporation. Scott earned a B.S. in Business Management from Utah Valley University and an MBA from Westminster College.
  • Chris Scharman
    CEO
    Chris Scharman is CEO of Avid Acceptance and has represented the company as General Counsel since its inception. Chris graduated from the University of Utah in 1994 with a BA in Middle Eastern Studies and Modern Hebrew. He earned his law degree from Vanderbilt Law School in 2002, where he also served on the Law Review. Chris began his legal practice at Harwell Howard Hyne Gabbert & Manner, P.C., in Nashville, Tennessee and later joined the corporate securities practice group of Holme Roberts & Owen LLP, in its Salt Lake City, Utah office. In 2007, Chris went on to found Vantus Law Group, P.C., a boutique business law firm specializing in corporate transactions and complex commercial litigation, which was subsequently acquired by Michael Best & Friedrich LLP. Throughout his career, Chris has specialized in mergers and acquisitions, state and federal securities, capital structure and commercial finance. Chris has traveled extensively, living and working for several years in Taiwan, Israel, Russia and China, and has studied Mandarin Chinese, Russian and Hebrew.
  • Chris Emery
    CFO
    Chris Emery has over 37 years of experience in the equipment leasing industry. Before starting at Avid Acceptance, Chris was a controller for Matrix Funding Corporation from 1988 to 1998. In 1998, Matrix was acquired by Unicapital Corporation where Chris was promoted to Vice President of Finance. In 2006, he moved to Applied Financial and helped with the sale of the leasing division to Marquette Companies and was promoted to CFO of Marquette Equipment Leasing. In 2012, Chris helped with the sale of Marquette Equipment Leasing to Pacific Western Bank and was CFO of Pacific Western Equipment Finance. In 2015, Chris helped with the sale of Pacific Western Equipment Finance to Bank of the Internet. Chris was CFO of Bank of the Internet Equipment Leasing until 2017. In 2017, he went to Avtech Capital as COO and moved to President in 2022. He was appointed CFO of Avid Acceptance in September 2025.

We’re proud to be an AvTech Financial Group company.

Questions about our team, what we do, or how we can help you?

We’d love to hear from you. We believe in business that benefits every party involved, so if there’s anything we can do for you, let’s talk. Give us a shout or send an email to get the conversation started.