When we take care of people,
the deals take care of themselves.

Avid Acceptance began with the aim to fulfill a clear need in the lending industry. Banking had generally become an impersonal experience, and few lenders were actually taking the time to put people first. Our founders wanted to set a higher standard by offering friendly service, easy accessibility, and prompt turnaround times. They wanted a account expert to personally review every applicant's story instead of depending solely on computer-generated scores. Our founders knew that by putting people first, profits would come too. And it’s been a great formula for success: our company has grown considerably, and so has the number of people we've been able to affect in a positive way.

  • Scott Scharman
    Scott Scharman founded Avid Acceptance and oversees all functions of the company. Scott has significant experience in finance and equipment leasing, serving as Chief Executive Officer of AvTech Capital, LLC, and previously as Vice-President of Highline Capital Corporation and various positions at UniCapital Corporation. Scott earned a B.S. in Business Management from Utah Valley University and an MBA from Westminster College.
  • Ben Larisch
    Ben Larisch is a founder and COO of Avid Acceptance. He started his career in software development in 1997 during the dot com craze. He later moved into the auto finance industry when he joined Prestige Financial in 2001 to 2006 as an SVP of Technologies. He created and managed a team of developers to write an enterprise software package for Prestige. As the lead software architect he gained intimate knowledge of every aspect of an auto finance company. In 2007 he moved to AvTech Capital helping them create and maintain a technology infrastructure to ensure their success in the equipment finance world. Ben’s unique and diverse experience in the technology and finance industry, enabled him and his business partners to create Avid in 2009. His hobbies include cycling, boating, beekeeping and spending time with his family.
  • Curtis Ash
    Curtis Ash serves as Chief Financial Officer of Avid Acceptance. He is responsible for the company’s financial management functions including audit, accounting, financial reporting, treasury, corporate development and investor relations. Curtis has over 17 years of experience in the auto finance industry, including time at a Fortune 500 company. Previously, Curtis worked at Franklin Capital Corporation, a subsidiary of Franklin Templeton Investments. His past and current experiences instilled a deep-rooted belief that working with integrity is the best way to achieve quality results. His leadership skills aim to encourage, build and maintain successful cross-functional teams that are mentally engaged, work together and share common goals. He earned a Bachelor’s degree in Finance and Master of Science in Finance degree from the David Eccles School of Business at the University of Utah.
  • Marcus Tarbet
    Marcus Tarbet serves as the President for Avid. Marcus has worked with Avid since October 2016, starting as its Chief Risk Officer. Currently he oversees all functions of the Company. He started his career in auto finance with Prestige Financial Services, Inc. in 2002. During his 13 years at Prestige he actively participated in report creation and analysis, business development and analysis, portfolio monitoring, credit score model creation and integration, cash flow forecasting, profitability and pricing analysis as well as policy and procedure development. Marcus also has a background in database administration and data warehouse development and implementation. While working with Prestige, Marcus served in many roles, including as a report writer, database administrator, senior risk analyst, SVP of Rally Motor Credit (a subsidiary of Prestige Financial Services, Inc.), and Chief Operating Officer of RallyMotor Credit. His current role with Avid as President has allowed him to continue to grow his expertise in the auto finance industry. Marcus graduated from the University of Utah with a Bachelor of Arts in International Studies. He enjoys golf, snow skiing, flying, scuba diving, sports, camping and hanging out with his wife and kids.
  • Chris Scharman
    General Counsel
    Chris Scharman is General Counsel of Avid Acceptance and has represented the company since its inception. Chris graduated from the University of Utah in 1994 with a BA in Middle Eastern Studies and Modern Hebrew. He earned his law degree from Vanderbilt Law School in 2002, where he also served on the Law Review. Chris began his legal practice at Harwell Howard Hyne Gabbert & Manner, P.C., in Nashville, Tennessee and later joined the corporate securities practice group of Holme Roberts & Owen LLP, in its Salt Lake City, Utah office. In 2007, Chris went on to found Vantus Law Group, P.C., a boutique business law firm specializing in corporate transactions and complex commercial litigation, which was subsequently acquired by Michael Best & Friedrich LLP. Throughout his career, Chris has specialized in mergers and acquisitions, state and federal securities, capital structure and commercial finance. Chris has traveled extensively, living and working for several years in Taiwan, Israel, Russia and China, and has studied Mandarin Chinese, Russian and Hebrew.
  • Mark Ford
    EVP, Account Origination
    Mark knows the automotive and banking industries inside and out, which makes him the perfect EVP of Account Origination. He has 30 years of extensive experience in the automotive lending industry, working for GMAC, GE Capital, and Nuvell. Mark has also spent considerable time in auto retail and has assisted in the launch of several subprime companies that specialize in bankruptcy financing. Mark is also a marathoner, having completed almost 20—he’s pushing for 50 total.
  • Ryan Hymas
    SVP, Account Servicing
    As an innovative leader in account servicing, Ryan understands the auto finance market and all of its nuances. He has experienced its rise and development while reshaping the approach to provide an excellent customer experience. He understands how critical it is to align customer input with our philosophy, and he has just the right balance of education and experience for outstanding account management. Outside work, Ryan’s an expert skier and professional musician.
  • Andrew Wright
    Andrew Wright has been with Avid since August 2020. He is responsible for scorecard creation and implementation, credit policy and procedure monitoring and development, and data analysis and business intelligence. Prior to joining Avid, Andrew spent 11 years at Prestige Financial Services, Inc. in various roles, culminating as the VP of Credit Risk. In these roles he actively participated in credit score model creation, data analysis, policy and procedure creation, and business development and innovation. He also served as the Director of Balance Growth for a top credit card issuer, where he oversaw the credit line increase program, effectively optimizing for credit extension, usage, and credit risk. Andrew earned a Bachelor of Arts degree in International Studies and an MBA, both from the University of Utah.

We’re proud to be an AvTech Financial Group company.

Questions about our team, what we do, or how we can help you?

We’d love to hear from you. We believe in business that benefits every party involved, so if there’s anything we can do for you, let’s talk. Give us a shout or send an email to get the conversation started.