When we take care of people,
the deals take care of themselves.

Avid Acceptance began with the aim to fulfill a clear need in the lending industry. Banking had generally become an impersonal experience, and few lenders were actually taking the time to put people first. Our founders wanted to set a higher standard by offering friendly service, easy accessibility, and prompt turnaround times. They wanted a account expert to personally review every applicant's story instead of depending solely on computer-generated scores. Our founders knew that by putting people first, profits would come too. And it’s been a great formula for success: our company has grown considerably, and so has the number of people we've been able to affect in a positive way.

  • Scott Scharman
    CEO
    Scott Scharman founded Avid Acceptance and oversees all functions of the company. Scott has significant experience in finance and equipment leasing, serving as Chief Executive Officer of Tetra Financial Group, L.L.C., and previously as Vice-President of Highline Capital Corporation and various positions at UniCapital Corporation. Scott earned a B.S. in Business Management from Utah Valley University and an MBA from Westminster College.
  • Curtis H. Rudd
    President
    Curtis H Rudd is a founder and President of Avid Acceptance. He has a philosophy of putting people first and it's reflected in Avid’s culture, which helps make Avid a great place to succeed. Curt’s experience in the automotive industry began over thirty years ago. He began his career in the retail and wholesale automotive industry but during the last 25 years he has acquired extensive experience in all aspects of indirect auto lending; including or underwriting, loan servicing, and marketing. Curt has worked on the senior and executive management level within a national bank and finance company setting. Curt has a proven track record of success with startups having participated in the successful launch of several businesses. He holds a Degree in Business Administration from Eastern Oregon University. His hobbies include boating, trail running and anything with family.
  • Ben Larisch
    COO
    Ben Larisch is a founder and COO of Avid Acceptance. He started his career in software development in 1997 during the dot com craze. He later moved into the auto finance industry when he joined Prestige Financial in 2001 to 2006 as an SVP of Technologies. He created and managed a team of developers to write an enterprise software package for Prestige. As the lead software architect he gained intimate knowledge of every aspect of an auto finance company. In 2007 he moved to Tetra Financial helping them create and maintain a technology infrastructure to ensure their success in the equipment finance world. Ben’s unique and diverse experience in the technology and finance industry, enabled him and his business partners to create Avid in 2009. His hobbies include cycling, boating, beekeeping and spending time with his family.
  • Curtis Ash
    CFO
    Curtis Ash serves as Chief Financial Officer of Avid Acceptance. He is responsible for the company’s financial management functions including audit, accounting, financial reporting, treasury, corporate development and investor relations. Curtis has over 12 years of experience in the auto finance industry, including time at a Fortune 500 company. Previously, Curtis worked at Franklin Capital Corporation, a subsidiary of Franklin Templeton Investments. His past and current experiences instilled a deep-rooted belief that working with integrity is the best way to achieve quality results. His leadership skills aim to encourage, build and maintain successful cross-functional teams that are mentally engaged, work together and share common goals. He earned a Bachelor’s degree in Finance and Master of Science in Finance degree from the David Eccles School of Business at the University of Utah.
  • Marcus Tarbet
    CRO
    Marcus Tarbet started his career in auto finance with Prestige Financial Services in 2002. During his 12 years at Prestige he actively participated in report creation and analysis, business development and analysis, portfolio monitoring, credit score model creation and integration, cash flow forecasting, profitability and pricing analysis as well as policy and procedure development. Marcus also has a background in database administration and data warehouse development and implementation. Marcus and others worked to develop relationships with banks and investors to insure financial backing and liquidity. While working with Prestige Marcus served in many roles including; Report Writer, DBA, SR Risk Analyst, SVP of Rally Motor Credit (subsidiary of Prestige Financial), and COO of Rally Motor Credit. Marcus left Prestige to join a dealership for a brief time before returning to the auto finance industry taking a job with Avid Acceptance. His current role with Avid as Chief Risk Officer has allowed him to continue to grow his expertise in the auto finance industry. Marcus graduated from the University of Utah with a BA in International Studies. He enjoys golf, snow skiing, flying, scuba diving, sports, camping and hanging out with his wife and kids.
  • Chris Scharman
    General Counsel
    Chris Scharman is General Counsel of Avid Acceptance and has represented the company since its inception. Chris graduated from the University of Utah in 1994 with a BA in Middle Eastern Studies and Modern Hebrew. He earned his law degree from Vanderbilt Law School in 2002, where he also served on the Law Review. Chris began his legal practice at Harwell Howard Hyne Gabbert & Manner, P.C., in Nashville, Tennessee and later joined the corporate securities practice group of Holme Roberts & Owen LLP, in its Salt Lake City, Utah office. In 2007, Chris went on to found Vantus Law Group, P.C., a boutique business law firm specializing in corporate transactions and complex commercial litigation, which was subsequently acquired by Michael Best & Friedrich LLP. Throughout his career, Chris has specialized in mergers and acquisitions, state and federal securities, capital structure and commercial finance. Chris has traveled extensively, living and working for several years in Taiwan, Israel, Russia and China, and has studied Mandarin Chinese, Russian and Hebrew.
  • Mark Ford
    EVP, Account Origination
    Mark knows the automotive and banking industries inside and out, which makes him the perfect EVP of Account Origination. He has 30 years of extensive experience in the automotive lending industry, working for GMAC, GE Capital, and Nuvell. Mark has also spent considerable time in auto retail and has assisted in the launch of several subprime companies that specialize in bankruptcy financing. Mark is also a marathoner, having completed almost 20—he’s pushing for 50 total.
  • Molly Hansen
    SVP, Operations
    Molly has worked in the auto finance industry for 12 years and possesses a unique, specialized background in bankruptcy and compliance. She has previously held positions Legal, Operations, and HR and her central role lets her use her legal knowledge and experience to help shape both our current structure and our future. Molly has a B.S. in Communications from the University of Utah and an MBA from Westminster College. In her free time, she loves to travel, eat out and see movies.
  • Ryan Hymas
    SVP, Account Servicing
    As an innovative leader in account servicing, Ryan understands the auto finance market and all of its nuances. He has experienced its rise and development while reshaping the approach to provide an excellent customer experience. He understands how critical it is to align customer input with our philosophy, and he has just the right balance of education and experience for outstanding account management. Outside work, Ryan’s an expert skier and professional musician.

We’re proud to be a Quorus Group company.

Questions about our team, what we do, or how we can help you?

We’d love to hear from you. We believe in business that benefits every party involved, so if there’s anything we can do for you, let’s talk. Give us a shout or send an email to get the conversation started.